In May 2016, the Insurance Services Office (ISO) performed a routine audit of the Mt. Morris Fire Protection District. ISO staff reviewed the District’s fire-suppression capabilities based on a variety of factors such as fire department equipment, staffing and training, the distance of individual properties from fire stations and fire hydrants, water supply, and communications.
Following the comprehensive review and analysis of these factors, ISO then assigns communities a fire-protection class (PPC) that ranges between 1 (best) and 10 (unprotected). ISO’s classifications are used by nearly all property insurance companies as a factor in setting homeowners’ and commercial property insurance rates. Insurers calculate fire insurance premiums for residential and commercial properties on the basis of these classifications.
The portion of the District within the Village of Mt. Morris remained unchanged, a PPC of 4. The area of the District outside the Village improved from a PPC 7 to a 4. The new PPC will be effective December 1st, 2016.
“Our ability to improve our district’s fire-protection was positively influenced by improvements to our district’s equipment, water, and training,” said Fire Chief Rob Hough “We want to thank the citizens and taxpayers for their support, which allowed us to continually upgrade our training and equipment”
Residents who live outside the Village within the District should contact their insurance agents to find out if the improvement will have an impact on their insurance premiums.
- Mt. Morris Fire Improves it's ISO Rating -